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Are you being forclosed on? Read this for help

by Galand Haas

One of the tragedies of our current economic times is that there are many home owners who are finding themselves in a situation where they are facing forclosure or potential forclosure on their residence.  There are also many homeowners who are not able to afford their home payments due to a variety of causes and who cannot sell because they owe more money on their home than what the homes current value is.

Trying to find assistance that is reliable can be difficult and confusing.  The truth is that there are options and there is help available for many homeowners who find themselves in a bad situation.  If you know of anyone who may be facing forclosure or who is struggling with making their monthly house payment, please have them log onto the website www.shortsaleeugene.com  There is help available and it can make a significant difference if they get the straight scoop in regards to their options.

THIS WEEKS HOT HOME LISTING!

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3435 Meadow View Drive, Eugene, Oregon

Price: $450,000.00

Beds: 3

Baths: 2.5

Sq Ft: 2449

Description: Beautiful upscale home with travertine & granite tile, spacious kitchen with stainless steel appliances, walk-in pantry and large living room with gas fireplace. The master suite is on the main le ....

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AND HERE'S YOUR MONDAY MORNING COFFEE!!

Opportunities to purchase homes are plentiful

by Galand Haas

The Holidays have come and gone again.  It's hard to believe that we are already back to the routine in a New Year.  I certainly wish you all of the best in the months ahead.

One thing that I have noticed over the past several months is the fact that people seem to be frozen in place.  There are so many great opportunities out there right now from the stock market to Real Estate.  Media hype over the poor economy and bad Real Estate market have created a situation where everyone is afraid to act.  There are investment opportunities today that we may never see again in our lifetime.  People were standing in line to purchase Real Estate when the market was peaking and prices were inflated well above reasonable values. Now that the market reflects values that are well below those levels at the top, few people are interested.  To sweeten the pot, mortgage interest rates are now at historic lows as well.  If you are considering making a change from a large home to a smaller home, if you need more room and a larger home or if you are a first time home buyer, this is a wonderful time to take action.  If you would like to see how this market can be an opportunity for you, get in touch and I can do an easy overview of what you would like to accomplish and see if this just might be the perfect time for you to think about a home sale or purchase. Don't let this market and the opportunities it brings slip away.

Have An Awesome Week!

THIS WEEKS HOT HOME LISTING!

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607 STARTOUCH DR, Eugene, Oregon

Price: $315,000.00

Beds: 3

Baths: 3

Sq Ft: 2120

Description: Stately home tucked in the Southwest hills of Eugene featuring a wrap-around deck, vaulted ceilings, two fireplaces, fantastic family room and bath, and a 2-car garage with lots of storage. The master ....

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AND HERE'S YOUR MONDAY MORNING COFFEE!!

Eugene Oregon Mortgage rates decline

by Galand Haas

What a wild couple of weeks we have had had with weather!  It's just Winter in Western Oregon at it's best.

Mortgage loan rates continue to decline as we move into the new year.  This is more good news for anyone thinking of purchasing a home and great news if you are in a situation with an existing mortgage of 5.75% or higher.  For a home purchase or re-finance the conditions are ideal and may continue to be outstanding for a few more weeks.  Don't fail to miss this opportunity.  If you need help with mortgage loan information, please contact me and I can provide a list of very compertitive mortgage professionals in our area.

If you are considering the purchase of a home we have a complete list of bank owned homes, short sale homes and some extremely well priced homes that will give you the opportunity to make purchase deals that don't come along very often.  Please get in touch for further information.

HAPPY NEW YEARS!

 

THIS WEEKS HOT HOME LISTING!

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420 Broadway, Springfield, Oregon

Price: $220,000.00

Beds: 3

Baths: 1.5

Sq Ft: 1438

Description: This charming home has lots of options. It features a wrap-around, covered front porch, gas-ready fireplace, wall-to-wall carpet, spacious master suite with walk-in closet, lots of kitchen storage, fu ....

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Sincerely,
Galand


Galand Haas, Keller Williams Realty
FREE automated reported Home Reports:
What's your home worth? click here
Thinking of buying? click here

Fed drops short term rates

by Galand Haas

Last week the Fed dropped their short term rates from between 0% and .25%.  This is an extraordinary measure taken to try and stimulate our sluggish economy.  The result of this is that mortgage rates are hitting historic lows.  For home buyers this is extraordinary news as 30 year fixed conventional mortgage rates dip below 5%.

For homeowners who have current mortgages at 6% or higher, you need to think about refinancing your home right now.  If  you fall into this category, reply to this e-mail and I will have a mortgage loan officer contact you immediatly.  I have relationships with some very competitive lenders and this move can potentially save you a large amount of money.

HAVE A VERY MERRY CHRISTMAS!



AND HERE'S YOUR MONDAY MORNING COFFEE!!

Bank owned properties in the Eugene and Springfield area

by Galand Haas

It is a Winter wonderland this morning in the Eugene and Springfield area.  It looks like the white stuff is here to stay for a while.

The number of bank forclosures, bank owned homes and short sale properties continue to increase in our area. Typically, banks will price homes that they have forclosed on extremely competitively in order to remove these properties from their books quickly.  Short sales are homes for sale that the owner owes more money on than can be realized from a sale.  In a short sale the bank agrees to take less for the home than is owed. These home can also be excellent opportunities for a buyer to purchase a home below market value.  With mortgage interest rates at historic lows, it makes good sense to start thinking about a home purchase whether it is for a new personal residence or for investment. 

If you would like to receive information on bank owned properties or short sale properties, please contact me.  I put together a weekly list of these properties that I e-mail to interested buyers.  I would be more than happy to add you to my list.

Have An Awesome Week!

THIS WEEKS HOT HOME LISTING!

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1064 Quinalt Street, Springfield, Oregon

Price: $155,000.00

Beds: 3

Baths: 1

Sq Ft: 1342

Description: Great one level home with a nice, open floor plan. It offers a brand new heat pump with a filter electronic system, a new 30-year roof and hot water heater. The living room features a wood burning f ....

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AND HERE'S YOUR MONDAY MORNING COFFEE!!

 

Deflation in the local Real Estate market

by Galand Haas

The word "deflation" defines what is currently taking place with the housing market in our country.  Supply and demand certainly effect the price of homes just as it does stocks and other saleable goods.  With high supply and low demand prices have fallen sharply within the housing market.  Now with the low prices record low mortgage intereest rates enter the picture.  How long will it be before demand rises sharply because of the low interest rates?  This would reverse the trend of falling homes prices and prices would begin to rise.  If you are waiting for this market to hit bottom then look at what is taking place today.  Typically, we never know when a market has hit bottom until it has been rising for several months.

Have An Awesome Week!

THIS WEEKS HOT HOME LISTING!

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6574 Jules Place, Springfield, Oregon

Price: $195,000.00

Beds: 3

Baths: 2

Sq Ft: 1544

Description: Light & bright immaculately maintained home. Huge great room with vaults, skylight & fireplace. Spacious kitchen with plenty of cabinets & breakfast bar. Master has large walk-in closet an ....

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Focus on the positives in your life

by Galand Haas

With all the economic turmoil and up and down markets, etc. we sometimes tend to focus too much on what we are surrounded by and exposed to everyday.  This week try to take your focus from the negative world that surrounds us and focus on the positive things in your life.  A good way to start on this is to think of about all of your blessings and focus on what you have in your life to be thankful for.  Most of us are focused on the daily grind and influenced significantly by the world around us.  Being thankful is one step towards having a more positive life.  Being thankful is a good habit to begin!

HAPPY THANKSGIVING!

Keeping a positive attitude concerning Real Estate

by Galand Haas

Well, gorgeous Fall weather returned to the Eugene and Springfield area for the weekend.  The forcast looks like more of the same for the remainder of the week.

When I speak to people and they ask me what my profession is of course I am always happy to let them know that I am a Real Estate Broker.  The reaction I get from that statement these days is interesting.  People's reaction to me telling them that I am a Realtor is typically the same as if I just told them that I had lost my job. This reaction is totally one of perception created by the media. The interesting thing to me is how the press has such an impact on people.  Yes, the Real Estate market is down, but it's certainly not dead.  The truth is that in the month of September our company had the best sales month we have ever had.  Now, take away the negative press and what you really have is a market of opportunity that nobody is talking about.  It is a market that an increasingly large number of savvy home buyers are discovering.  There is opportunity here today that you may not see again for years.

Have An Awesome Week!


Displaying blog entries 1-8 of 8

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Photo of Galand Haas Team  Real Estate
Galand Haas Team
Keller Williams Realty Eugene and Springfield
2644 Suzanne Way
Eugene OR 97408
Direct: (541) 349-2620
Fax: 541-687-6411

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