Good Monday Morning!

Nothing like a little bit of chilly Winter weather to help us feel in the Holiday spirit!  Christmas is just around the corner.

This message is specifically for anyone who has purchased a home with an adjustable rate mortgage, (ARM).  If your loan is due to adjust within the next 24 months and you plan on living in your home past that time period, it would be a very good idea to think about a refinance of your existing ARM loan right now.  We know that rates are good today and this would take the gamble out of potentially higher rates at the time of your ARM rollover.  If your current lender is offering deals, take a hard look, but also shop around.  I have a list of some very good and competitive lenders.  If you would like a list of these lenders, send me an e-mail.

Have An Awesome Week!



AND HERE'S YOUR MONDAY MORNING COFFEE!!

Sincerely,
Galand